Financial wellbeing employee benefits that help people feel more in control

Why financial wellbeing can’t wait:

• Cost‑of‑living pressures are increasing employee stress, absence and disengagement
• Traditional pay rises are being swallowed by inflation
• HR teams are under pressure to prove benefits ROI, not just offer perks

Pluxee delivers financial wellbeing through one platform, combining everyday savings, support and employee rewards to help people feel more in control.

Why financial wellbeing benefits beat a pay rise

Pay rises offer short‑term relief, but they rarely solve ongoing money pressures. Financial wellbeing benefits make a more meaningful difference by improving employees’ everyday financial resilience while giving employers a more sustainable way to provide support.

  • Pay rises are absorbed instantly by inflation
  • Financial wellbeing stretches disposable income all year
  • Measurable usage + engagement metrics

Why your business would benefit from a financial wellbeing scheme or platform

A financial wellbeing scheme helps reduce employee money-related stress, boosting productivity and retention. By offering tools and guidance to manage finances confidently, your business benefits from a more engaged, supported, and resilient workforce.

Reduced financial stress = happier employees

75% of employees often worry about money, with 26% worrying about it daily. 

When you embed financial wellness benefits for employees into your business, you can alleviate the burden, consolidate debts, and even help them save for a brighter future. 

Enhance your employer brand and attract top talent

Enhance your employer brand by showing potential talent that you’re supporting employee financial wellbeing. 

Build an Employee Value Proposition (EVP) with a comprehensive range of financial wellbeing employee benefits to boost retention and become an employer of choice.

Boost employee engagement and productivity

Financial anxiety increases absenteeism, reducing productivity and employee engagement. 

When you prioritise employee financial wellbeing, you’re showing your people they matter, creating a more engaged, productive, present, and loyal workforce.

Deliver more value than a pay increase

When you combine our Employee Discounts with our cashback-earning Pluxee Card, you can make more of an impact on your employees’ finances than a 3% pay increase can deliver. 

The best part is that embedding these employee benefits will cost your business a fraction of what a company-wide pay raise would cost, making enhancing your more affordable. 

Financial wellbeing platform: Part of Pluxee’s all-in-one employee benefits solution

Pluxee’s financial wellbeing benefits are just one part of our all-in-one employee benefits ecosystem. Alongside flexible financial support—from SmartPay to exclusive discounts and eVouchers—your people also get access to meaningful recognition programmes, physical wellbeing benefits, and tools that help them feel valued, motivated, and supported every day. 

Together, these features create a seamless, holistic platform for boosting engagement and improving overall employee wellbeing.

Our financial wellbeing employee benefits

Pluxee Card

Stretch salaries by allowing employees to earn up to 15% cashback with over 80 retailers with our prepaid card powered by Visa.

Employee Discounts Platform

Consolidate your benefits offering and make everyday living more affordable with discounts on daily essentials, treats, holidays and more.

Financial wellbeing hub

Bringing you the tools your employees need to boost their financial wellbeing.

eVouchers

versatile, eco-friendly and cost-effective employee rewards to enhance your recognition strategy.

Refurbished Tech Scheme

Great for your pocket and the planet! Employees can buy, sell and trade in their gadgets, making the latest tech more affordable.

Gym and fitness discounts

Inclusive gym membership and fitness discounts = more active and healthy employees.

SmartPay

A salary deduction scheme that stretches the cost of tech and lifestyle purchases, when home equipment breaks or projects can’t wait.

How Pluxee turns financial wellbeing into everyday impact


With Pluxee, financial wellbeing is delivered through simple, high‑engagement tools that employees use regularly.

• One place for employees to access savings, cashback and payroll‑linked support  
• Seamless integration into your existing benefits setup, without adding admin  
• Clear reporting to show usage, engagement and impact over time

How it works

Once you become a Pluxee UK client, you’ll join an implementation call with our Onboarding Specialists.

We'll use this time to gather information about your people and business, ensuring we understand demographics, working practices and organisational goals. Aligning our benefits offering and communications to support to your ambitions helps us create a bespoke launch package and define your messaging.

The onboarding process:

Step 1: Scope and readiness
Step 2: Welcome call
Step 3: Implementation call
Step 4: Launch to employees
Step 5:  In-life management



 

What are employees saying?

I've saved over £400 in the last 12 months at a wide variety of high street and on-line retailers, not by changing where I shop, but by buying discounted e-vouchers and then paying either online or in store with them.

Mark

Discounts Platform user

The majority of my regular cashback comes from my weekly grocery shop. The card is easy to use! Getting cashback is seamless, and is very useful for big purchases/at Christmas-time etc. I do all my weekly grocery shopping on it and we use it as our family expenses card, paying for meals out and trips away.

Abhishek

Pluxee Card user

Supermarket discounts make a great saving on purchases you make out of necessity. Evouchers are great to purchase for gifts, especially the discounted websites for sending gifts; i.e letterbox gifts. The savings are great and such a good perk, especially during these times. Highly recommended and its great the variety of retailers available. It truly is saving on your day-to-day spending.

Sarah

Discounts Platform user

Really great offers at a variety of retailers. Really good for booking holidays on the best booking sites. Also good to buy bulk home items where the discounts can lead to big savings!!

Jennifer

Discounts Platform user

Improving employee financial wellbeing for forward thinking businesses

We’ve supported organisations of all sizes to strengthen their teams’ financial confidence—helping reduce stress, boost engagement, and create healthier, more productive workplaces.

SIG UK: Giving their people more...

Increasing employee engagement and financial wellbeing with the benefits that matter most.

Worcestershire Cricket Club

Putting member wellbeing and incredible value at the heart of everything!

University of Salford

Employee benefits and recognition case study.

Discover our latest financial wellbeing blogs

Latest article
Mum and daughter with a piggy bank for Debt Awareness week Blog

Debt awareness: How employers can support employees with debt

Financial Wellbeing

Debt Awareness Week highlights how financial stress and problem debt affect UK employees and workplace performance. We're keeping the conversation going because it's a topic that impacts so many people every day of the year. This blog explains what employee debt is, why it’s rising and the practical steps employers can take to improve employee financial wellbeing and productivity, from financial education to benefits and confidential support.

man with daughter saving some money in a piggy bank

Helping minimum-wage workers avoid debt: A smarter benefits approach

Financial Wellbeing

With essentials like food, rent, fuel and childcare rising faster than wages, more minimum-wage workers are turning to overdrafts, credit cards and high-cost borrowing to get by. For employers, that pressure shows up quickly in stress, absence, lower productivity and higher employee turnover. The opportunity is to act earlier: shift from reactive debt support to proactive financial wellbeing, helping lower-paid employees build resilience through everyday savings. In this blog, we unpack why debt risk is rising and how benefits like cashback cards and employee discount schemes can stretch pay further, helping workers avoid debt while strengthening retention and engagement.

salary sacrifice scheme

Employee salary sacrifice platform UK: A plain English guide for employers

Financial Wellbeing

Want to improve your employee benefits and reduce costs at the same time? UK employers have found a powerful solution through salary sacrifice platforms . These programmes help companies save significant time and money. Employers report 70% time savings on manual processes , while employees earning £50,000 can save up to £345 annually through pension contribution schemes.

Financial Wellbeing Employee Benefits FAQs

We offer end-to-end employee financial wellbeing benefits, including financial education, saving for the future, and making every day more affordable. Our financial wellness benefits for employees include our Employee Discounts Platform, Pluxee Card, Refurbished Tech scheme, SmartPay, and our Financial Wellbeing App.

Ensure you’ve surveyed your workforce to understand what support matters to them most. Financial benefits for employees can significantly improve their wellbeing, but they must first meet their needs. Consider what marketing and communications support you’ll require, as well as platform accessibility and implementation to ensure benefits engagement.

We consistently review our range of financial wellbeing employee benefits to ensure inclusivity. Our Employee Discounts Platform and Pluxee Card make life more affordable for all employees. Our retail partnerships offer such variety that there’s always something for everyone. We partner with the largest number of retailers in the tech and lifestyle deduct market, ensuring SmartPay delivers something for everyone. Our Refurbished Tech scheme makes the latest gadgets more affordable for all wage brackets and they’re repayable via salary deduction. Our Financial Wellbeing App supports employees struggling to cover costs, those needing debt consolidation services, and those keen to save for the future.

If you already use our Employee Discounts Platform, speak to your Account Manager about bolting on our salary sacrifice schemes for free. For new enquiries, complete our contact form and request a call.

Support your employees’ financial wellbeing today!

Get in contact with us today to find out more.