Helping employees build financial confidence for the future
Financial wellbeing has become a critical workplace issue. With many employees experiencing financial pressure, making long-term financial decisions can often feel overwhelming.
In this webinar, Pluxee and independent financial planning specialists Attivo explore how employers can support financial wellbeing, improve retirement readiness and help employees feel more confident about their future.
Keleigh Bruce, Commercial Partnership Lead, Pluxee
Helping organisations support employees through every life stage with benefits, wellbeing and financial support that make a real difference.
Ben Sheward, Chartered Financial Planner, Attivo
Helping individuals build financial confidence through expert guidance on pensions, investments and long-term financial planning.
"Financial wellbeing is really about financial confidence and knowing you're on track."
Ben Johnson, Attivo
"Our goal isn't to push people towards planning. It's to remove the fog that stops them from even thinking about it."
Keiliegh Bruce, Pluxee
What you'll learn
- Why financial wellbeing is a business issue, not just a personal one
- The impact financial stress can have on employee engagement and productivity
- How pension planning contributes to retirement readiness
- Why many employees delay long-term financial planning
- How employers can support financial wellbeing across different life stages
- The role of financial education, guidance and support in building employee confidence
Key insight
Financial stress doesn't stay at home
Many employees bring financial concerns into the workplace every day. Money worries can affect concentration, productivity and overall wellbeing, making financial wellbeing an important consideration for employers.
Financial confidence starts with understanding
Many employees feel uncertain about pensions, investments and retirement planning. Access to clear information and professional guidance can help employees make more confident financial decisions.
Retirement readiness starts earlier than most people think
Building retirement savings isn't just a consideration for later life. Small decisions made throughout a career can have a significant impact on long-term financial outcomes.
Life stages influence financial priorities
Employees face different financial challenges throughout their lives, from buying a home and starting a family to supporting children, managing debt and preparing for retirement.
Financial wellbeing support creates value for both employees and employers
When employees feel more secure about their financial future, organisations may benefit from improved engagement, wellbeing and productivity.
Webinar summary
Financial wellbeing has become one of the most important challenges facing today's workforce.
During the webinar, Pluxee and Attivo discussed how financial pressure can affect employees throughout their working lives and explored practical ways employers can support financial wellbeing more effectively.
The discussion highlighted that many employees delay important financial decisions because they lack either the confidence, knowledge or headspace to plan ahead. While pensions often form an important part of retirement planning, retirement readiness is influenced by a much wider range of financial decisions throughout a person's career.
The webinar also explored the evolving role employers can play in helping employees access trusted information, financial education and professional guidance. From early career employees saving for their first home through to later career employees planning for retirement, workplace support can help people better understand their options and make informed financial decisions.
Rather than focusing solely on retirement itself, the conversation demonstrated how financial wellbeing can support employees through every stage of life, helping build greater confidence and resilience for the future.
FAQs
What is retirement readiness?
Retirement readiness refers to how prepared an individual is financially for retirement. This often includes pension savings, investments, financial planning and an understanding of future income needs.
How can employers support employee financial wellbeing?
Employers can support financial wellbeing through financial education, pension guidance, salary sacrifice schemes, employee benefits, financial wellbeing resources and access to financial planning support.
Why do employees delay retirement planning?
Many employees prioritise short-term financial commitments over long-term planning. Common barriers include lack of time, financial pressure, uncertainty about pensions and limited access to trusted advice.
What role do pensions play in retirement planning?
Pensions are often a key part of retirement planning because they provide tax advantages and long-term growth potential. Understanding pension contributions and retirement goals can help employees prepare more effectively for later life.
How do financial priorities change during different life stages?
Financial priorities often evolve throughout a person's career. Early priorities may include saving for a home, while later priorities might focus on family costs, debt management, investments and retirement planning.
Can financial wellbeing improve employee engagement?
Employees who feel more secure about their finances may experience lower levels of financial stress, allowing them to focus more effectively on their work and overall wellbeing.
This is a financial promotion, approved by Attivo Financial Ltd. It is intended for UK employers only and is not intended for employees or retail customers. The information provided is general in nature and does not constitute personal financial advice; decisions relating to employee benefits, pensions, investments, tax or inheritance planning depend on individual circumstances, scheme and provider terms, and may be subject to change.
Attivo Financial Ltd (FRN 497130) is authorised and regulated by the Financial Conduct Authority for regulated financial advice; some services, including employee benefits advice and inheritance tax planning, may not be regulated by the FCA. The value of investments can fall as well as rise, and individuals may get back less than they invest. Pensions are long-term investments and future income will depend on fund size, interest rates and tax rules.